We offer a full range of finance and insurance options.
Whether you’re purchasing new or used, we have the expertise and nationwide network of banks and financial institutions to secure a solution tailored to your individual requirements.
We partner with numerous lenders to find the best solution for you.
Please click the link below to fill out our secure online credit application through Trnsact. We will review your application and reach out to you within 24-48 hours.
Finance Solutions
A loan from Kriete Truck Centers Finance (KTCF) can help you grow your business. KTCF can provide for 100% of the vehicle cost (based on credit approval, including upfiit for bodies.
Loans offer you the ability to simultaneously conserve your cash flow and ultimately obtain ownership and title of the vehicle.
Benefits:
- Alternative to cash
- Customer maintains full benefits of ownership
- Terms from 24-84 months
- Option to include taxes in financing or pay taxes upfront
A terminal rental adjustment clause (TRAC) lease is a common lease type that allows you to have the residual value of the truck determined at lease origination. This allow you to structure a payment plan optimized for your usage and cash flow needs.
You’ll provide input on the residual value, and at lease end, be responsible for the residual value of the truck. There are multiple options at lease end, including acquiring or selling the vehicle.
Benefits:
- Increase your annual budgeting flexibility
- Better control of credit exposure and business bank lines of credit
- Preserves cash for other operational concerns
- Lower monthly payments with a set end-of-term residual
- Lease terms can range from 12 to 72 months, depending on truck application and mileage
- Lessee guarantees the collateral’s residual
- Lessee can expense lease monthly payment, while Lessor takes tax benefits
- Get on a faster replacement cycle, with newer technology equipment; trade in your truck upon maturity of your lease, and get into the latest models available
Under an Operating Lease, also known as a Fair Market Value (FMV) Lease or a Close End Lease, you obtain the right to use the vehicle acquired from a dealer for a set term without taking on the full cost of the vehicle.
Benefits:
- Using the vehicle for a set term without the full cost of ownership
- Low, fixed monthly payments
- Customized leasing programs for high and low mileage applications
- Option to return, extend or purchase at end of term
Our lending partners are able to offer financing for state, local and tribal government organizations, as well as non-profits.
They can customize financing to meet the unique needs of every customer and provide an array of cost-effective lending options, including tax-exempt municipal leasing for qualified organizations.
Customers with existing loans through Mack/Volvo Financial Services are eligible for repair financing options.
Benefits:
- Total Transportation Solutions – You can make one monthly payment for both your truck and repair costs
- Cash Flow Management – Effectively manage your cash flow
If not an existing Mack/Volvo financial customer, we can coordinate refinance options for the truck with repairs.
As a Mack/Volvo, Hino and Autocar dealer, we’re able to offer financing options from our captive lenders – Toyota Commercial Finance and Volvo/Mack Financial Services. Our captive lenders offer competitive financing options and occasional finance programs. Contact us today to see if there are any applicable programs available.
A loan from Kriete Truck Centers Finance (KTCF) can help you grow your business. KTCF can provide for 100% of the vehicle cost (based on credit approval, including upfiit for bodies.
Loans offer you the ability to simultaneously conserve your cash flow and ultimately obtain ownership and title of the vehicle.
Benefits:
- Alternative to cash
- Customer maintains full benefits of ownership
- Terms from 24-84 months
- Option to include taxes in financing or pay taxes upfront
A terminal rental adjustment clause (TRAC) lease is a common lease type that allows you to have the residual value of the truck determined at lease origination. This allow you to structure a payment plan optimized for your usage and cash flow needs.
You’ll provide input on the residual value, and at lease end, be responsible for the residual value of the truck. There are multiple options at lease end, including acquiring or selling the vehicle.
Benefits:
- Increase your annual budgeting flexibility
- Better control of credit exposure and business bank lines of credit
- Preserves cash for other operational concerns
- Lower monthly payments with a set end-of-term residual
- Lease terms can range from 12 to 72 months, depending on truck application and mileage
- Lessee guarantees the collateral’s residual
- Lessee can expense lease monthly payment, while Lessor takes tax benefits
- Get on a faster replacement cycle, with newer technology equipment; trade in your truck upon maturity of your lease, and get into the latest models available
Under an Operating Lease, also known as a Fair Market Value (FMV) Lease or a Close End Lease, you obtain the right to use the vehicle acquired from a dealer for a set term without taking on the full cost of the vehicle.
Benefits:
- Using the vehicle for a set term without the full cost of ownership
- Low, fixed monthly payments
- Customized leasing programs for high and low mileage applications
- Option to return, extend or purchase at end of term
Our lending partners are able to offer financing for state, local and tribal government organizations, as well as non-profits.
They can customize financing to meet the unique needs of every customer and provide an array of cost-effective lending options, including tax-exempt municipal leasing for qualified organizations.
Customers with existing loans through Mack/Volvo Financial Services are eligible for repair financing options.
Benefits:
- Total Transportation Solutions – You can make one monthly payment for both your truck and repair costs
- Cash Flow Management – Effectively manage your cash flow
If not an existing Mack/Volvo financial customer, we can coordinate refinance options for the truck with repairs.
As a Mack/Volvo, Hino and Autocar dealer, we’re able to offer financing options from our captive lenders – Toyota Commercial Finance and Volvo/Mack Financial Services. Our captive lenders offer competitive financing options and occasional finance programs. Contact us today to see if there are any applicable programs available.
GAP Insurance
What is GAP?
GAP waives what insurance doesn’t cover.
If your vehicle is ever declared a total loss due to an accident, theft or natural disaster, your insurance company may only reimburse you an amount equal to their assessed market value of your vehicle. There may be a gap between what your insurer pays and the balance you owe on the vehicle.
- Example:
- Outstanding Loan Balance: $100,000
- Insurance's Determined Value: $80,000
- Your Potential Out-of-Pocket: $20,000
- GAP Insurance Coverage: $20,000
- Your Out-of-Pocket after GAP: $0
Flexible Payments
In addition to our flexible financing solutions, you may be eligible to combine any of our loan options, when approved, with a Skip, Seasonal, or Step payment plan.
With the Skip, Seasonal, or Step payment options, you’ll follow a customized payment schedule based on your business needs.
- Benefits
- Payments can be matched to revenue streams or business cycles
- Maintain constant use of the equipment while making payments when it makes the most sense for your business
Meet our Finance & Insurance Team
Taylor Pfeuti
F&I Manager
taylor@kgtruck.com
(414) 750-8534
Taylor has been the F&I Manager at Kriete since 2016. She attended school at Edgewood College in Madison, WI, and graduated with a Bachelor’s Degree in Marketing. Taylor is the Chairperson of the Dealer Financial Services Council for Mack & Volvo, and a member of the Dealer Financial Services Council for Toyota. Taylor was one of the top six performing F&I Managers in the country for Volvo in 2022, and she won Volvo’s 2022 Financial Services Contest.
Garret Riese
F&I Coordinator
garret.riese@kgtruck.com
(414) 308-7435
Garret joined the Finance and Insurance Team at Kriete Truck Centers in 2022. Prior to working at Kriete, he was Class A PGA Professional for nearly 20 years. Garret continues to develop his F&I expertise by attending education seminars and participating in manufacturer-provided training courses.
Hours of Operation
Monday-Friday | 8 AM – 5 PM
